A major appraisal change is coming November 2, 2026, and it could have an unexpected impact on divorce settlements involving the marital home. Learn why a divorce appraisal and lender appraisal may soon look very different, what that could mean for equity buyouts and refinancing, and why the mortgage strategy should be addressed before the settlement is finalized.

Historic downtown Main Street in Louisville, Colorado New suburban lifestyle neighborhood in Louisville CO. Photo courtesy of IRES.

Colorado condo financing changed on August 3. New Full Review requirements mean HOA reserves, insurance coverage, litigation, and owner occupancy can now play a bigger role in whether a condo qualifies for financing. Here’s what Colorado condo buyers, owners, and real estate professionals need to know before buying or refinancing.